While interest rates stay stubbornly high, many of us are looking to improve rather than move. Step away from your Pinterest board of polished concrete floors, walls of glass and your dream kitchen, and listen to the second of our Two Minute Truths financial podcast series with Selina Finance.

We discuss budgeting, quotations, schedules, funding the work and and how the new HELOC loans (Home Equity Line of Credit) – popular in Canada, the US and Australia – could save you money and offer more flexible lending.

As Muddy Editor-in-Chief, Hero Brown, embarks on her own house renovation (you can follow The House That Muddy Built on the site from August) she talks Joe Askew, Head of Private Clients.

Looking for home inspiration?

• From paint to home buys we love, click here.
• Coming soon: The House That Muddy Built launches next month.